Re: Legal question concerning a slave
I think I see the misunderstanding! The slave wasn't being shipped as cargo. He snuck onto the boat unbeknownst to both his owner and the captain. So insurance to cover cargo wouldn't cover his loss, as it would if he were being transported under contract. For insurance to cover the incident, I think it would need to be what we'd call liability insurance today, for not checking the boat thoroughly enough for the presence of runaway slaves.
Yes, the boat itself was covered by insurance, $20,000 if I recall correctly. It was four years old, so worth less than new. And I'd expect that the cargo was covered too, as you said, either through insurance or self-insured.
In this case, though, the slave incident wouldn't be loss of cargo, it would be more like, hmm.... somebody goes over to the neighbor's house to mow the lawn while they're gone, leaves the gate open even though they've been told not to, and the dog runs away. If the dog-owner sues for the value of the dog and wins, and the lawn-mower pays, who owns the dog if it's later found, the dog's original owner, or the lawn-mower who let it escape?
Hank Trent
hanktrent@gmail.com
Originally posted by Kirby
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Yes, the boat itself was covered by insurance, $20,000 if I recall correctly. It was four years old, so worth less than new. And I'd expect that the cargo was covered too, as you said, either through insurance or self-insured.
In this case, though, the slave incident wouldn't be loss of cargo, it would be more like, hmm.... somebody goes over to the neighbor's house to mow the lawn while they're gone, leaves the gate open even though they've been told not to, and the dog runs away. If the dog-owner sues for the value of the dog and wins, and the lawn-mower pays, who owns the dog if it's later found, the dog's original owner, or the lawn-mower who let it escape?
Hank Trent
hanktrent@gmail.com
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